Here are some of the latest peer-to-peer lending and financial innovation stories from around the web:

  • Prosper Running a $1,000 Cash GiveawayProsper has a new promotion to start out the New Year. Just provide them with your name and email address and you will have a chance to win $1,000 cash. There is nothing else you have to do to enter. You can also increase your chances of winning by using your special referral link and getting…
  • Roundup of Social Lending News – January 14, 2012 – Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. It seems that the mainstream media are most interested in the borrower side of p2p lending, in particular…
  • Nickel Steamroller Webinar Reminder – The webinar will be hosted on anymeeting, you can sign up online now: http://www.anymeeting.com/AccountManager/RegEv.aspx?PIID=EB54DA808249 When: January 26th 7:00 PM CST…
  • Lending Club Tweaks Marketing to Promote Range Instead of Platform Average – Anyone that runs an affiliate banner for Lending Club will notice something changed. They are re-tooling how they advertise their returns. Instead of giving a platform average they are explicitly stating a range, which is probably a more realistic way to promote the returns of the platform.  I find it interesting though that the range…
  • P2P Lending Predictions For 2012 – I really like this time. The new year lies ahead with crispy, yet unknown innovations. What p2p lending developments might happen in 2012. Here are some personal opinions.
    Last year I failed big time with most of my predictions for 2012 not coming true.
    Deeper integration of mobile (probability <25%)
    Can you use a p2p lending…
  • January Portfolio Update – I’ve passed the 10K mark in P2P lending, soon it will be 11K after a pending $250 deposit. It’s been an interesting ramp up.  I am invested in both platforms,  however I started off with Lending Club.  My confidence in both platforms continues to grow. I don’t have the same analytical depth in Prosper that…
  • The Large Impact of Early Defaults on ROI – I have been keeping a daily track of my NAR on all my Lending Club accounts now for almost a year. I have also been doing this for my Prosper accounts since they introduced annualized return numbers back in October. During this time I have been able to observe the negative impact that defaults have…
  • Taking Estimated ROI to the Next Level – I had my first defaults start to come in the last 30 days.  What’s interesting about this is how the platforms calculate the ROI…  to describe it in one word:  ”jumpy”.  Meaning, you can have a ROI that varies by more than 1% once a default happens.  If your ROI was to be plotted with…
  • Roundup of Social Lending News – January 7, 2012 – Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. I have been offline most of this week as I traveled to Sydney, Australia (my home town) and…
  • Let’s Get Real About Your New Year’s Resolution – Well, it’s that time of year again! The gym has gotten crowded and our bathrooms and kitchens are sparkling. But whether our resolutions are about health or wealth, many people will find themselves slipping off track over the next few weeks.
    So are you ready to make 2012 the year that you put your finances in…