Here are some of the latest peer-to-peer lending and financial innovation stories from around the web:

  • Roundup of Social Lending News – January 21, 2012 – Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. There was plenty of news items from the UK this week but it was a pretty quiet week…
  • A Snapshot of All My P2P Lending Accounts – Today, I am going to open the kimono, so to speak, and provide an inside look at all six of my p2p lending accounts. The question I get more than any other is about the returns I am getting. This is what nearly every investor wants to know. So, today I will answer that question…
  • FICO vs VantageScore – Credit Scores A credit score is a metric used by companies to assess your worthiness to borrow money or your credit risk. Every time you apply for a credit card, car loan, house, or other debt, instrument lenders will request your credit score. These scores are core to the P2P lending business and essentially share…
  • Adwords Marketing Activity of British P2P Lending Marketplaces – I did some research on use of Google Adwords in the online marketing strategy of Zopa, Funding Circle and Ratesetter.
    Who is most active in search engine advertising?
    I was surprised to see that Funding Circle is the most active in advertising on Google Adwords.

    The chart shows that Fundingcircle had active ads nearly the whole year, while…

  • S&P/Experian Consumer Credit Default Index – Standard and Poors in conjunction with Experian publishes consumer default information every month. This is a fascinating source of information because it gives key indicators to America’s ability to service debt repayment. As to be expected there was a significant spike in default during the peak of the financial crisis. The good news, the default…
  • Prosper Running a $1,000 Cash Giveaway – Prosper has a new promotion to start out the New Year. Just provide them with your name and email address and you will have a chance to win $1,000 cash. There is nothing else you have to do to enter. You can also increase your chances of winning by using your special referral link and getting…
  • Roundup of Social Lending News – January 14, 2012 – Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. It seems that the mainstream media are most interested in the borrower side of p2p lending, in particular…
  • Nickel Steamroller Webinar Reminder – The webinar will be hosted on anymeeting, you can sign up online now: http://www.anymeeting.com/AccountManager/RegEv.aspx?PIID=EB54DA808249 When: January 26th 7:00 PM CST…