Here are some of the latest peer-to-peer lending and financial innovation stories from around the web:

  • Taking Estimated ROI to the Next Level – I had my first defaults start to come in the last 30 days.  What’s interesting about this is how the platforms calculate the ROI…  to describe it in one word:  ”jumpy”.  Meaning, you can have a ROI that varies by more than 1% once a default happens.  If your ROI was to be plotted with…
  • Roundup of Social Lending News – January 7, 2012 – Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. I have been offline most of this week as I traveled to Sydney, Australia (my home town) and…
  • Let’s Get Real About Your New Year’s Resolution – Well, it’s that time of year again! The gym has gotten crowded and our bathrooms and kitchens are sparkling. But whether our resolutions are about health or wealth, many people will find themselves slipping off track over the next few weeks.
    So are you ready to make 2012 the year that you put your finances in…
  • Introducing Prosper Mobile – We’re proud to introduce Prosper.com designed specifically for mobile phones, available now for our valued investors. With Prosper Mobile for iPhones and Android devices, you can manage your account, invest in listings and transfer funds while you’re on-the-go. Here’s how it works….
  • Nickel Steamroller Webinar – I’ll be hosting a 45 minute webinar followed by a 30+ minute Q/A discussing the features and tools of Nickel Streamroller. I want to dive into the platform in-depth. We will cover everything from how to find statistically meaningful filters to some of the low level technical details. I’ll talk a little about some of…
  • Review of My P2P Lending Predictions For 2011 – In January 2011 I wrote down my predictions for p2p lending trends in 2011. Now let’s see how far I was off. The black text is my original prediction, with the review added in green and yellow.
    Advent of whitelabel providers (probability 100%)
    Okay let’s start this with a safe bet. In 2011…
  • See Where All of Your Notes Are on a US Map – Recently added to the portfolio analyzer is the ability to see the location of your notes on a a US map. The city will only be plotted once if you have multiple notes from the same city….
  • My Five P2P Lending Predictions for 2012 – Happy New Year! I hope you enjoyed the arrival of the new year last night whatever you did. As for me, I am getting ready to go on a big trip, so it has been a busy holiday weekend for me. Tomorrow, my family is flying to Sydney (my home town) for an extended visit….
  • A Look Back at the Social Lending News in 2011 – Normally, every Saturday I bring you the latest news from around the web about p2p lending. Today, I will do that as normal, but I am also going to feature some of the major news stories of 2011. Nickel Steamroller – 2012 Predictions for P2P Lending Pinch That Penny - Investing: P2P Lending vs. Bank CDs…
  • 2011 Was a Phenomenal Year for P2P Lending – Well 2011 certainly went out with a bang at Lending Club and Prosper. Both companies posted another month of solid loan volume increases and their combined total crossed $40 million for the first time. This compares very favorably to the $16.6 million combined volume for December 2010. The total dollar amount for all new loans…
  • New Features Including Export Added to Stats Page – The stats page has gotten a minor upgrade as a result of some new data I wanted to get from the platform. You can check it out here     I’ve also included a screen shot explaining the changes….
  • 2012 Predictions For P2P Lending – 1. Secondary Market Liquidity Issues More states will have access to the primary markets that previously did not.  As a result investors that have been forced to use the  secondary market will flock to the primary market for obvious reasons.  The number of buyers on the secondary market will sink and selling notes will become…