Here are some of the latest peer-to-peer lending and financial innovation stories from around the web:

  • Roundup of Social Lending News – April 21, 2012 – Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. We have had a few new p2p lending bloggers emerge in the last month and you will see…
  • The Changing Face of 60-Month P2P Loans – There has been quite a shift in volume of 60-month p2p loans in the last few months. Both Lending Club and Prosper are showing different trends and interestingly these trends are in opposite directions. The above chart shows the percentage of all loans (I did exclude 12-month loans at Prosper to get an apples to…
  • Small Business Spotlight: Prosper.com and Boutique Larrieux – In today’s economy it can be tough to get a traditional bank loan.
    Entrepreneurs like Lydia Hamilton-Monnie are turning to Prosper.com to start a business.
    Lydia posted her listing after being turned down by three banks – and then received more than 750 bids from Prosper investors to help get her company, Boutique Larrieux, off the ground.

    Lydia…

  • Zopa’s time has come – Last month, a very senior figure at the Bank of England – Andrew Haldane – made an important speech in New York and put a number of very lively cats amongst the pigeons of banking. He said: “Small peer-to-peer lenders like Zopa could in time replace High Street banks.  These firms could be revolutionary.  At…
  • Options for Accredited Investors at Lending Club and Prosper – Before I started writing this blog I had no idea what an accredited investor was. It sounded kind of official but what did it really mean? It is actually just a designation by the SEC that an investor has reached certain levels of income ($200,000 annually) or assets (more than $1 million excluding a home). Here…
  • Roundup of Social Lending News – April 14, 2012 – Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. Well it was quite a big week for peer to peer lending coverage. We had the big story…
  • How My Appbackr Experience Failed My Expectations – Appbackr is a marketplace where everyone can crowdinvest in IPhone apps and Android apps. The way it works is that investors prefund future sales of apps. The investor buys the copies at a lower wholesale prices and makes a profit later, when the copies actually sell in the app store. I described the…