Here are some of the latest peer-to-peer lending and financial innovation stories from around the web:

  • Roundup of Social Lending News – August 11, 2012 – Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. We have an excellent variety of articles for you this week. It was kicked off by Fred Wilson,…
  • Some People Think P2P Lending is a Ponzi Scheme – In the past couple of weeks I have had two emails and one conversation on Twitter about Ponzi schemes. Some people have the idea that with the returns claimed by Prosper and Lending Club p2p lending must be a Ponzi scheme. Really? It seems that in the era of Bernie Madoff and Allen Stanford people…
  • The Collaborative Consumption Movement – Many are calling Collaborative Consumption a revolution; it has not only changed what people consume, but more importantly it fundamentally changes how they consume it.
    Webster’s dictionary defines collaboration as the ‘act of working together’. Consumption is defined as ‘the act or process of consuming’ things. ‘Collaborative Consumption’ describes a cultural movement that is disrupting business…
  • Can You Help Me With The Rebranding of my Blog? – The Social Lending Network is changing. It is being renamed and rebranded to become Lend Academy. And I would like your help in choosing the new logo for Lend Academy. Since I am big believer in the peer to peer space I have decided to turn over the final branding decision to my peers. I…
  • You Can’t Find Lending Club on the SEC Website – As you may know every loan on both Lending Club and Prosper is a security that is registered with the SEC. Not only that but the quarterly and annual financial reports for both companies are also filed with the SEC. The SEC has the Electronic Data-Gathering, Analysis, and Retrieval system, known as EDGAR, that allows anyone to…
  • Roundup of Social Lending News – August 4, 2012 – Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. Despite the UK being somewhat absorbed by the Olympic Games there were many articles from across the pond…
  • The Difference Between Seasoned and Total Returns on Prosper – When investors login to their Prosper account they are greeted with a box similar to the one above. If you have been investing for more than 10 months then you will likely see two numbers in the Annualized Return box: Seasoned Only and All Notes. What is the difference? Prosper believes that a note becomes “seasoned”…