Here are some of the latest peer-to-peer lending and financial innovation stories from around the web:

  • Roundup of Social Lending News – August 18, 2012 – Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. The most interesting article of the week in my opinion was the Lending Club blog post. It is…
  • The ZOPA Part 1 – the ZOPA is getting better. – As a lender at Zopa you will be pleased to know that over the next few weeks we will be improving the information available to you when deciding what interest rate to offer to borrowers. These changes will make it easier for you to estimate how long it will take to lend your money on…
  • A Big New Investor Using the Lending Club Retail Platform – For a few weeks now I have been noticing this. I login and browse available loans at Lending Club and see many brand new loans  that are about 75% funded. Take a look at the graphic above. I took the screen shot this morning when this loan had been on the Lending Club platform for…
  • Kiva Enters India – Today Kiva expanded its service to borrowers in India. India is the second most populous country and the largest democracy in Asia. India is an emerging economy (part of the aspiring fast growing so-called BRICS countries), but growth has slowed over the past years.
    India is still country with large differences. Kiva states that ‘With more…
  • Do You Have Questions for Lending Club and Prosper? – Later this week I am visiting San Francisco for meetings with Lending Club and Prosper. I have a number of issues I want to discuss with them but I thought I would use this opportunity to see what you wanted to know. I will be meeting with many people in the management teams at both…
  • Roundup of Social Lending News – August 11, 2012 – Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. We have an excellent variety of articles for you this week. It was kicked off by Fred Wilson,…
  • Some People Think P2P Lending is a Ponzi Scheme – In the past couple of weeks I have had two emails and one conversation on Twitter about Ponzi schemes. Some people have the idea that with the returns claimed by Prosper and Lending Club p2p lending must be a Ponzi scheme. Really? It seems that in the era of Bernie Madoff and Allen Stanford people…
  • The Collaborative Consumption Movement – Many are calling Collaborative Consumption a revolution; it has not only changed what people consume, but more importantly it fundamentally changes how they consume it.
    Webster’s dictionary defines collaboration as the ‘act of working together’. Consumption is defined as ‘the act or process of consuming’ things. ‘Collaborative Consumption’ describes a cultural movement that is disrupting business…