My Investments
My Peer to Peer Lending Performance: February 2012 Update
February 2012 marked a strong month for my peer-to-peer lending portfolio. Lending Club: My Lending Club account now has a balance of $96,806.35 and I’m currently earnings a net annualized return of 13.58%. I had three new notes go into default during the month of February, which did not have a significant effect on my [...]
My Lending Club Performance – December 2011 Update
December was another solid month for my portfolio of Lending Club loans. My Lending Club account balance has now risen to $95,779.23 and I’m currently earning a net annualized return of 13.21%. I did not place any new money into my Lending Club account during the month of December because I made a $10,750 investment [...]
A New Year’s Resolution for my Peer-to-Peer Lending Investments
2011 marked the first year that I seriously put any amount of money into my peer-to-peer lending investments. I now have about $105,000 invested between my Lending Club and Prosper accounts. The bulk of that is currently in my Lending Club account, but I anticipating growing my Prosper account throughout the course of 2012. Ultimately, [...]
Evaluating the Success of my Lending Club Strategies
When I started the Great Lending Club Experiment earlier this year, I laid out several strategies that I have since implemented in the form of portfolios on Lending Club. So far, it’s been pretty difficult to measure the success of the various strategies that I’ve been using because Lending Club doesn’t provide any great tools [...]
My Prosper Investment Strategy
I’ve put about as much of my net worth into Lending Club loans as I’m comfortable with for the time being. I plan on putting more money into peer-to-peer lending, but plan on adding an extra level of diversification by putting some money into loans on Prosper. Initially, I’ll probably put in a few hundred [...]
My Peer-to-Peer Lending Investments: December 2011 Update
November was a great month for my peer-to-peer lending portfolio. My Lending Club balance is now about $95,000 after an additional $10,000 investment that I’ve added last month. All of my money is now fully invested using the strategies that I’ve outlined in the blog post, the Great Lending Club Experiment. I now have a total [...]
My Lending Club Performance – November 2011 Update
October was a fantastic month for my peer-to-peer lending investments. I put an additional $10,000 into my Lending Club account, bringing my account balance into the mid $80,000’s. I was almost able to get my new investment fully funded by the end of October, using five strategies in what I’m calling the Great Lending Club Experiment. [...]
My Lending Club Investments – October 2011 Update
September was a significant month for my peer-to-peer lending investments. I invested $60,000 into my Lending Club account during the month of August and was able to get almost all of it invested by the end of September, using five strategies in what I’m calling the Great Lending Club Experiment. I now have a total [...]
The Great Lending Club Experiment: September 2011 Update
I’m now approximately one month into what I’m calling the “Great Lending Club Experiment.” I am investing $60,000 of my own money into Lending Club notes using several different strategies. The goal is to determine which of the strategies I am testing provides the best combination of risk and reward. One of the strategies that [...]
My Non Peer-to-Peer Lending Investments
Much of my energy on this blog is dedicated to writing about headlines and trends in peer-to-peer lending, as well as my personal investments in peer-to-peer lending (primarily Lending Club). I’ve told you a lot about the $71,000 I have invested in Lending Club, but I thought I’d take a few minutes and let you [...]
How to Invest $60,000 in Peer-to-Peer Lending Notes in 30 Days
Recently, I wrote that I would be significantly increasing my Lending Club investment from about $10,000 to $60,000-$70,000 over the course of the next month. I also described the several strategies I am using and how I plan to use my Lending Club investment as a source of passive income for my wife and myself. [...]
The Great Lending Club Experiment
In a recent post, I mentioned that I will be significantly stepping up my Lending Club investment. It now looks like my total deposit for this month will be about $60,000. I’ll get a 2% deposit bonus on those funds, so the total will be more like $61,200. This could be a fantastic investment or [...]
Lending Club August 2011 Performance
Three months ago I began making use of a strategy that I refer to as the “common sense” approach to peer-to-peer lending. The gist of the strategy is to make use of a series of filters that avoid investing in loans which common sense are likely to default. For example, people who want to borrow on [...]
Lending Club – July 2011 Investment Performance Update
Two months ago I began making use of a strategy that I refer to as the “common sense” approach to peer-to-peer lending. The gist of the strategy is to make use of a series of filters that avoid investing in loans which common sense are likely to default. For example, people who want to borrow [...]
Yes, P2P lending is growing everywhere. In the UK sites like Zopa, YES-secure are fast chasing the banks. 
The performance of p2p lending is increasing day by day due to its hard work and dedication towards work.I liked ...